International Business Insurance
For businesses operating, trading, or posting staff outside India, domestic cover alone typically doesn’t reach overseas exposure — this cover extends protection to property, liability, and people beyond India’s borders.
Protection that follows your business past India’s borders
Cover can be structured for a single overseas project or for ongoing operations, and can extend to employees travelling internationally as well as fixed overseas operations, depending on the plan.
This cover doesn’t necessarily replace the need for local cover in the country of operation — many jurisdictions require locally admitted cover alongside or instead of it. Confirm the local requirement before relying solely on this policy.
Why international business cover matters
Domestic cover stops at the border
A policy written for India doesn’t automatically follow your property, people, or liability overseas.
People, property, and payment risk all travel
Overseas property, liability, personnel, and trade credit exposure each need to be addressed once you operate abroad.
Structures exist for a single project or standing operations
Whether it’s a one-off overseas contract or an ongoing presence, the right structure differs — and matters.
What international business insurance covers
Overseas Property Cover
Protection for property held or used outside India.
Liability Outside India
Cover for liability arising from overseas operations.
Business Interruption
Cover for interruption to overseas operations.
Trade Credit Protection
Protection against buyer non-payment on overseas trade.
Personnel Risk Cover
Cover for staff posted to higher-risk territories.
Political Risk Cover
Protection against political risk in the country of operation.
Built for businesses operating beyond India
Exporters
Protection for cross-border trade risk, including buyer non-payment.
Businesses with Overseas Staff or Offices
Cover for property, liability, and people abroad.
Cross-Border Traders
Cover structured for single projects or ongoing operations.
Supported from comparison through claims
Our Digital Insurance Journey is how we work every business insurance enquiry, start to finish.
Enquire
Tell us where you operate, trade, or post staff outside India.
Learn & Compare
We explain local-cover requirements by territory, then compare relevant plans across insurers.
Apply & Issue
Your advisor handles the paperwork, liaises with the insurer, and checks the policy before you rely on it.
Renewals & Claims
We stay reachable for renewals, and our Claims Support desk helps when a loss occurs abroad.
Frequently asked questions
Cover that often goes with international business insurance
Looking for the right cover beyond India’s borders?
Talk to an advisor about how International Business Insurance fits your operations — we compare across insurers rather than selling a single product.