Workmen’s Compensation Insurance
This policy covers an employer’s statutory liability for compensation owed to an employee for injury, disability, or death arising out of and in the course of employment.
Statutory liability cover for workplace injury
Cover can extend to medical costs associated with an eligible claim, subject to policy terms, and to categories of contract or temporary labour depending on the policy.
Who an employer is required to cover is governed by current labour law and varies by category of worker — confirm the applicable requirement with legal counsel before relying on it.
Why workmen’s compensation cover matters
A statutory liability, not optional goodwill
An employer’s liability for eligible workplace injury or death claims exists under law, whether or not it’s insured against.
Medical costs are part of the exposure too
Cover can extend to medical costs associated with an eligible claim, subject to policy terms.
Can extend to contract & temporary labour
Some policies extend to declared contract or temporary labour — a category that’s easy to overlook.
What workmen’s compensation insurance covers
Statutory Liability Cover
The employer’s statutory liability for eligible claims.
Medical Cost Cover
Medical costs associated with an eligible claim, subject to policy terms.
Contract Labour Extension
Coverage that can extend to declared contract or temporary labour.
Built for employers with factory or site staff
Employers with Factory/Site Staff
Cover a workforce that faces workplace injury risk.
Manufacturers
Statutory liability cover for production-line employees.
Contractors
Cover that can extend to declared contract labour.
Supported from comparison through claims
Our Digital Insurance Journey is how we work every business insurance enquiry, start to finish.
Enquire
Tell us about your workforce, including any contract or temporary labour.
Learn & Compare
We explain what the statutory liability actually covers, then compare relevant plans across insurers.
Apply & Issue
Your advisor handles the paperwork, liaises with the insurer, and checks the policy before you rely on it.
Renewals & Claims
We stay reachable for renewals, and our Claims Support desk helps when a workplace claim arises.
Frequently asked questions
Cover that often goes with workmen’s compensation
Looking for the right cover for your workforce?
Talk to an advisor about how Workmen’s Compensation Insurance fits your business — we compare across insurers rather than selling a single product.