Vehicle Insurance
Vehicle insurance spans car, two-wheeler, and commercial vehicle policies, each with cover built around how that vehicle is actually used and who else is at risk when something goes wrong.
Cover built around how you actually use the road
The core structure is similar across car, two-wheeler, and commercial vehicle policies, but usage patterns differ — a commercial vehicle policy typically reflects higher usage and different liability exposure than a private car.
Insurers are required to offer certain minimum policy tenures for new vehicles. Your advisor will confirm what applies to your vehicle.
Why vehicle cover matters
Third-party cover is the legally mandated minimum
It pays for damage or injury you cause to someone else, and every vehicle on the road is required to carry it.
Own-damage cover protects your investment
Comprehensive cover adds protection for your own vehicle, on top of the mandatory third-party base.
Add-ons close the gaps a base policy leaves
Zero depreciation, roadside assistance, and engine protection each answer a specific, common claim scenario.
What vehicle insurance covers
Third-Party Liability
The legally mandated minimum cover for every vehicle.
Own-Damage Cover
Cover for damage to your own vehicle.
Personal Accident Cover
Cover for the owner-driver in the event of an accident.
Zero Depreciation
An add-on that removes depreciation from a claim payout.
Roadside Assistance
An add-on for breakdown support away from home.
Return-to-Invoice
An add-on that covers the invoice value in a total loss.
Built for every kind of vehicle owner
Car Owners
Third-party and comprehensive cover for private cars.
Two-Wheeler Owners
Cover built around how a two-wheeler is actually used.
Commercial Vehicle Operators
Cover that reflects higher usage and different liability exposure.
Supported from comparison through claims
Our Digital Insurance Journey is how we work every vehicle insurance enquiry, start to finish.
Enquire
Tell us about your vehicle and how you use it.
Learn & Compare
We explain which add-ons are worth it, then compare relevant plans across insurers.
Apply & Issue
Your advisor handles the paperwork, liaises with the insurer, and checks the policy before you rely on it.
Renewals & Claims
We stay reachable for renewals, and our Claims Support desk helps after an accident.
Frequently asked questions
Cover that often goes with vehicle insurance
Looking for the right cover for your vehicle?
Talk to an advisor about how Vehicle Insurance fits your situation — we compare across insurers rather than selling a single product.