Home Insurance
Home insurance protects the structure, the contents, or both, against risks ranging from fire and natural disaster to theft and accidental damage — and can extend to your liability if someone is injured on the property.
Protection for the place — and the things — that matter most
Policies range from structure-only cover to bundled structure-and-contents plans, with contents sometimes sold separately. Liability protection can extend cover to injuries a visitor suffers on the property, and some plans add temporary accommodation cover if the home becomes uninhabitable.
High-value items can usually be added as optional cover on top of the base policy.
Why home cover matters in India
Exposure to natural disaster
Flood, cyclone, and earthquake risk vary by region, but the exposure is real in most parts of the country.
Man-made risk is just as real
Fire and burglary are common, everyday risks that a standard policy is built to respond to.
Often a loan condition, always a safeguard
Many home-loan lenders require a policy as a condition of the loan — and it’s worth holding either way.
What home insurance covers
Structural Damage
Cover for fire, storm, or other covered perils to the structure.
Contents & Belongings
Cover for household contents, on plans that include them.
Liability Protection
Cover if a visitor is injured on the property.
Temporary Accommodation
Where opted, cover if the home becomes uninhabitable.
High-Value Item Add-ons
Optional add-on cover for valuables above standard limits.
Built for anyone with a stake in a property
Homeowners
Protect the structure and contents you’ve invested in.
Home-Loan Borrowers
Meet a lender’s cover requirement while protecting your own stake.
Landlords
Protect a property you own but don’t occupy yourself.
Supported from comparison through claims
Our Digital Insurance Journey is how we work every home insurance enquiry, start to finish.
Enquire
Tell us about your property and what you want protected.
Learn & Compare
We explain structure vs. contents cover, then compare relevant plans across insurers.
Apply & Issue
Your advisor handles the paperwork, liaises with the insurer, and checks the policy before you rely on it.
Renewals & Claims
We stay reachable for renewals, and our Claims Support desk helps if the property is damaged.
Frequently asked questions
Cover that often goes with home insurance
Looking for the right cover for your home?
Talk to an advisor about how Home Insurance fits your property — we compare across insurers rather than selling a single product.